Our Churches Clergy Directory Districts Staff

2019 Active Members Health Plan

 Anthem Logo

The Kentucky Conference Board of Pension and Health Benefits has a partnership with Anthem Blue Cross and Blue Shield as our claims administrator through 12/31/2019.

Effective 1/1/2020, Wespath's HealthFlex Exchange will be the new conference health plan for active and pre-65 retired participants. Click here for information on HealthFlex.


The Board of Pensions and Health Benefits of the Kentucky Conference offers Active health plans for clergy and lay employees who are employed by a local church or other affiliated institution(s). Anthem’s Lumenos High Deductible Health Plan (HDHP) offers each member a health savings account (HSA), which never expires, to help cover out-of-pocket expenses. The HSA is administered by Mellon Bank (BenefitWallet) through 12/31/18. Effective 1/1/19, the HSA will be administered by Anthem through Act Wise. 

Clergy who retire and are not yet Medicare eligible may also choose to remain covered under the Active health plans until such time as they become Medicare eligible. Coverage will continue under the same plan that the member was enrolled in while still active and the retiree will be responsible for contributing 1/2 the premium cost. Once the retiree becomes Medicare eligible, assuming the clergy person meets the eligibility requirements, he or she will transition to the Retired Members Health Plan administered by OneExchange. 


Eligibility: All full-time and part-time clergy (elders, deacons, and local pastors), full-time diaconal ministers and full-time lay employees are eligible to enroll in the Conference Health Plan (2015 Conference Journal p. 376).

  • All full-time clergy serving a local church are required to participate in the Conference healthcare plan. Churches will be billed the full monthly premium rate by the Conference for each person enrolled in the plan.
  • Deacons are not generally eligible to participate in the Conference healthcare plan unless the local church or applicable employer affirmatively adopts the plan as the health coverage offered to deacons.
  • Part-time local pastors and full-time lay employees are eligible to enroll on an optional, voluntary basis. The contribution cost of the plan is paid by the employee (unless the church or participating institution elects to pay all or a portion of the cost).

2019 Active Health Plan Rates

Plan Type Employee Cost Monthly Premium Employee Cost Monthly Premium
Employee Only N/A $1,053 $162 $1,215
Employee + Spouse $369 $1,422 $588 $1,641
Employee + Child(ren) $158 $1,211 $344 $1,397
Family $527 $1,580 $770 $1,823

The 2019 employer contribution for the conference health plan is $1,053 (Silver-Employee Only). 

Plan Type: Who is eligible for coverage under the plan

Premium: The total cost (per month) for the selected plan type

Employee Cost: The portion of the premium that the employee is responsible to pay. Employers can choose to withhold the employee cost through a payroll withholding or can pay the employee cost on behalf of the employee.

Click here for information on dental and vision insurance.

Health Savings Account (HSA)


Employer Contribution

For the 2019 plan year, an employer contribution of $750 (Employee Only) or $1,500 (EE+Spouse, EE+Child(ren), Family) will be made to each participant’s HSA. This contribution will be fully funded on the first business day of the plan year. Remember, the employer contribution should be counted towards your annual contribution limit.

Employee Contribution

To make pretax contributions to your HSA in 2019, you will select your contribution by submitting the HSA Employee Contribution Form or through the online Open Enrollment website. Remember, you can make a change to your HSA contribution at any time during the year by completing an HSA Employee Contribution Form and submitting to the Conference Benefits Administrator.

Maximum Contribution Limits (this includes the employer contribution)

Plan Type 2018 2019 Change
Single $3,450  $3,500  + $50
Employee + Spouse $6,900  $7,000  + $100
Employee + Child(ren) $6,900  $7,000  + $100
Family $6,900  $7,000  + $100

*If you are 55 or older, you are eligible to contribute an additional $1,000 above the regular limits (called a catch-up contribution).


Anthem is bringing their HSA management in-house beginning January 1, 2019. They will be using a platform they call ActWise and have partnered with PNC to be the custodian of the HSA funds. This is the account you will see when you log in to your Anthem account as well as the account the conference will use to fund your monthly contributions and the annual employer contributions.

ActWise Member Portal Guide


ACS-BNY Mellon (HSA) expiring 12/31/18

While Anthem is terminating it's relationship with BNY Mellon (Benefit Wallet), this does not mean unused HSA balances will be forfeited. You can continue to spend the funds until the account is empty. 

HSA FAQ – Learn more about how your HSA works and what tax forms you need to complete at the end of the year

ACS-BNY Mellon Customer Service: Call 1-877-472-4200 or access your account information online by visiting www.mybenefitwallet.com.

The address for mailing check contributions is:

Benefit Wallet

PO Box 535161

Pittsburgh, PA 15253-5161

Anthem Preventive Care Benefits

The Kentucky Conference's Active Health Plan covers preventive services - like shots and screening tests - at no cost to you. It is important to remember that these services are only free when delivered by a doctor or other provider in your plan's network.

For a list of preventive services covered by both Anthem plans, click here

Prescription Drug Plan Benefits

The Kentucky Conference offers Anthem Home Delivery Choice to members. Home Delivery Choice offers members a convenient and safe way to get the medicines they take on a regular basis for a long period of time. It is covered under your health plan at no extra cost. In many cases, members save on drug costs with home delivery since 90-day supplies cost less than 30-day supplies at a retail pharmacy.

Enroll in Home Delivery Choice - Includes information about program and step-by-step guide for enrolling in the program

Prescription Drug List - List of drugs that members are eligible to receive through the Home Delivery Choice program

National Drug List Medication Alternatives (revised 10/1/2017) - The NDL is a list of prescription medications approved by the FDA and reviewed by Anthem. This chart shows drugs not on the NDL and their preferred alternatives.   

Retail 90 Rx - Anthem is rolling out this opportunity to have 90-day supplies of certain prescriptions filled in either your pharmacy or via home delivery. It’s a convenient way to stay on top of the medications you take regularly. When using the home delivery option, a 90-day prescription can often cost less than three 30-day prescriptions.

Summary of Benefits


Summary of Benefits and Coverage - provides information on what the plan covers and what you pay for covered services.


2019 Silver Plan SBC

2019 Gold Plan SBC

Plan Summary - includes deductibles and covered services


2019 Silver Plan Summary

2019 Gold Plan Summary


PreventiveRx Plus Plan 1/1/2017 - List of drugs covered at 100% for members on the HDHP

Anthem Member Services: 1-888-224-4902


Qualifying Life Event FAQ

If you experience a Qualifying Life Event (QLE), you may be eligible to make changes to your benefit elections outside of the annual open enrollment period. To learn more about what meets the requirements of a QLE, click here.

If you do meet the requirements of a QLE, you will need to complete the enrollment form for the plan (health, dental and/or vision) and submit to the Benefits Administrator. In addition to the enrollment form, you must also submit appropriate corresponding documentation of the QLE (marriage license, divorce decree, birth certificate, proof of other coverage, etc).

For questions or additional information, contact the Benefits Administrator, at benefits@kyumc.org