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Active Members Health Plan

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The Kentucky Conference Board of Pension and Health Benefits has a partnership with Anthem Blue Cross and Blue Shield as our claims administrator.


The Board of Pensions and Health Benefits of the Kentucky Conference offers Active health plans for clergy and lay employees who are employed by a local church or other affiliated institution(s). Anthem’s Lumenos High Deductible Health Plan (HDHP) offers each member a health savings account (HSA), which never expires, to help cover out-of-pocket expenses. The HSA is administered by Mellon Bank (BenefitWallet) through 12/31/18. Effective 1/1/19, the HSA will be administered by Anthem through Act Wise. 

Clergy who retire and are not yet Medicare eligible may also choose to remain covered under the Active health plans until such time as they become Medicare eligible. Coverage will continue under the same plan that the member was enrolled in while still active and the retiree will be responsible for contributing 1/2 the premium cost. Once the retiree becomes Medicare eligible, assuming the clergy person meets the eligibility requirements, he or she will transition to the Retired Members Health Plan administered by OneExchange. 


Eligibility: All full-time and part-time clergy (elders, deacons, and local pastors), full-time diaconal ministers and full-time lay employees are eligible to enroll in the Conference Health Plan (2015 Conference Journal p. 376).

  • All full-time clergy serving a local church are required to participate in the Conference healthcare plan. Churches will be billed the full monthly premium rate by the Conference for each person enrolled in the plan.
  • Deacons are not generally eligible to participate in the Conference healthcare plan unless the local church or applicable employer affirmatively adopts the plan as the health coverage offered to deacons.
  • Part-time local pastors and full-time lay employees are eligible to enroll on an optional, voluntary basis. The contribution cost of the plan is paid by the employee (unless the church or participating institution elects to pay all or a portion of the cost).

2019 Active Health Plan Rates

Plan Type Employee Cost Monthly Premium Employee Cost Monthly Premium
Employee Only N/A $1,053 $162 $1,215
Employee + Spouse $369 $1,422 $588 $1,641
Employee + Child(ren) $158 $1,211 $344 $1,397
Family $527 $1,580 $770 $1,823

The 2019 employer contribution for the conference health plan is $1,053 (Silver-Employee Only). 

Plan Type: Who is eligible for coverage under the plan

Premium: The total cost (per month) for the selected plan type

Employee Cost: The portion of the premium that the employee is responsible to pay. Employers can choose to withhold the employee cost through a payroll withholding or can pay the employee cost on behalf of the employee.

Click here for information on dental and vision insurance.

HSA Employer Contribution 

For the 2019 plan year, an employer contribution of $750 (Employee Only) or $1,500 (EE+Spouse, EE+Child(ren), Family) will be made to each participant’s HSA. This contribution will be fully funded on the first business day of the plan year. Remember, the employer contribution should be counted towards your annual contribution limit.

Maximum Contribution Limits

Plan Type 2018 2019 Change
Single $3,450  TBA  
Employee + Spouse $6,900  TBA  
Employee + Child(ren) $6,900  TBA  
Family $6,900  TBA  

Please note that on April 30, 2018, the IRS reversed their decision to reduce the 2018 contribution limit for family (includes EESP and EECH) HSA coverage. 

*If you are 55 or older, you are eligible to contribute an additional $1,000 above the regular limits (called a catch-up contribution).

Anthem Preventive Care Benefits

The Kentucky Conference's Active Health Plan covers preventive services - like shots and screening tests - at no cost to you. It is important to remember that these services are only free when delivered by a doctor or other provider in your plan's network.

For a list of preventive services covered by both Anthem plans, click here


Prescription Drug Plan Benefits

The Kentucky Conference offers Anthem Home Delivery Choice to members. Home Delivery Choice offers members a convenient and safe way to get the medicines they take on a regular basis for a long period of time. It is covered under your health plan at no extra cost. In many cases, members save on drug costs with home delivery since 90-day supplies cost less than 30-day supplies at a retail pharmacy.

Enroll in Home Delivery Choice - Includes information about program and step-by-step guide for enrolling in the program

Prescription Drug List - List of drugs that members are eligible to receive through the Home Delivery Choice program

National Drug List Medication Alternatives (revised 10/1/2017) - The NDL is a list of prescription medications approved by the FDA and reviewed by Anthem. This chart shows drugs not on the NDL and their preferred alternatives.   


Anthem Enrollment Form – For new enrollments or to add dependents. DO NOT use this form to make changes to dental or vision benefits. To enroll in or make changes to your existing dental and/or vision plans, please click here.

Anthem Change Form - For making changes to your existing coverage, including removing dependents.

Anthem Lumenos HDHP Plans

2018 Plan Benefits Comparison - side-by-side comparison of the new Silver and Gold HDHP plans


Summary of Benefits and Coverage - provides information on what the plan covers and what you pay for covered services.

2018 Silver Plan SBC

2018 Gold Plan SBC 

2019 Summary of Benefits and Coverage coming soon!


Plan Summary - includes deductibles and covered services

2018 Silver Plan Summary 

2018 Gold Plan Summary 

2019 Plan Summaries coming soon!


PreventiveRx Plus Plan 1/1/2017 - List of drugs covered at 100% for members on the HDHP

Anthem Member Services: 1-888-224-4902

Information about Act Wise HSA coming soon!

ACS-BNY Mellon (HSA) expiring 12/31/18

While Anthem is terminating it's relationship with BNY Mellon (Benefit Wallet), this does not mean unused HSA balances will be forfeited. Any unused balanced with BNY Mellon may be handled in one of the following ways:

  1. Transferred into your new Act Wise account via bulk transfer being facilitated by the CBOP (this option is free of charge to participants). Information on this option will be available at a later date.
  2. Transferred into your new Act Wise account by you, the participant, at a cost to you.
  3. Left in your Benefit Wallet account until you have spent all the funds.

HSA Employee Contribution Form – Make regular contributions to your HSA through a payroll deduction

HSA FAQ – Learn more about how your HSA works and what tax forms you need to complete at the end of the year

ACS-BNY Mellon Customer Service: Call 1-877-472-4200 or access your account information online by visiting www.mybenefitwallet.com.

The address for mailing check contributions is:

Benefit Wallet

PO Box 535161

Pittsburgh, PA 15253-5161

For questions or additional information, contact the Benefits Administrator, at benefits@kyumc.org