The Kentucky Conference Board of Pension and Health Benefits has a partnership with Anthem Blue Cross and Blue Shield as our claims administrator.
The Board of Pensions and Health Benefits of the Kentucky Conference offers Active health plans for clergy and lay employees who are employed by a local church or other affiliated institution(s). Anthem’s Lumenos High Deductible Health Plan (HDHP) offers each member a health savings account (HSA), which never expires, to help cover out-of-pocket expenses. The HSA is administered by Mellon Bank (BenefitWallet).
Clergy who retire and are not yet Medicare eligible may also choose to remain covered under the Active health plans until such time as they become Medicare eligible. Coverage will continue under the same plan that the member was enrolled in while still active and the retiree will be responsible for contributing 1/2 the premium cost. Once the retiree becomes Medicare eligible, assuming the clergy person meets the eligibility requirements, he or she will transition to the Retired Members Health Plan administered by OneExchange.
Eligibility: All full-time and part-time clergy (elders, deacons, and local pastors), full-time diaconal ministers and full-time lay employees are eligible to enroll in the Conference Health Plan (2015 Conference Journal p. 376).
|SILVER HDHP||GOLD HDHP|
|Plan Type||Employee Cost||Monthly Premium||Employee Cost||Monthly Premium|
|Employee + Spouse||$311||$1,201||$497||$1,387|
|Employee + Child(ren)||$133||$1,023||$291||$1,181|
The 2018 employer contribution for the conference health plan is $890 (Silver-Employee Only).
Plan Type: Who is eligible for coverage under the plan
Premium: The total cost (per month) for the selected plan type
Employee Cost: The portion of the premium that the employee is responsible to pay. Employers can choose to withhold the employee cost through a payroll withholding or can pay the employee cost on behalf of the employee.
HSA Employer Contribution
For the 2018 plan year, an employer contribution of $750 (Employee Only) or $1,500 (EE+Spouse, EE+Child(ren), Family) will be made to each participant’s HSA. This contribution will be fully funded on the first business day of the plan year. Remember, the employer contribution should be counted towards your annual contribution limit.
Maximum Contribution Limits
|Employee + Spouse||$6,850||$6,750||+$100|
|Employee + Child(ren)||$6,850||$6,750||+$100|
Please note that on March 5, the IRS announced that the 2018 contribution limit for family (includes EESP and EECH) HSA coverage is being lowered to $6,850 from the previously accounced limit of $6,900. This change is a result of the new tax reform law.
*If you are 55 or older, you are eligible to contribute an additional $1,000 above the regular limits (called a catch-up contribution).
Anthem Preventive Care Benefits
The Kentucky Conference's Active Health Plan covers preventive services - like shots and screening tests - at no cost to you. It is important to remember that these services are only free when delivered by a doctor or other provider in your plan's network.
For a list of preventive services covered by both Anthem plans, click here.
Prescription Drug Plan Benefits
The Kentucky Conference offers Anthem Home Delivery Choice to members. Home Delivery Choice offers members a convenient and safe way to get the medicines they take on a regular basis for a long period of time. It is covered under your health plan at no extra cost. In many cases, members save on drug costs with home delivery since 90-day supplies cost less than 30-day supplies at a retail pharmacy.
Enroll in Home Delivery Choice - Includes information about program and step-by-step guide for enrolling in the program
Prescription Drug List - List of drugs that members are eligible to receive through the Home Delivery Choice program
National Drug List Medication Alternatives (revised 10/1/2017) - The NDL is a list of prescription medications approved by the FDA and reviewed by Anthem. This chart shows drugs not on the NDL and their preferred alternatives.
Anthem Enrollment Form – For new enrollments or to add dependents. DO NOT use this form to make changes to dental or vision benefits. To enroll in or make changes to your existing dental and/or vision plans, please click here.
Anthem Change Form - For making changes to your existing coverage, including removing dependents.
2018 Plan Benefits Comparison - side-by-side comparison of the new Silver and Gold HDHP plans
PreventiveRx Plus Plan – 1/1/2017 - List of drugs covered at 100% for members on the HDHP
Anthem Member Services: 1-888-224-4902
ACS-BNY Mellon (HSA)
HSA Employee Contribution Form – Make regular contributions to your HSA through a payroll deduction
HSA FAQ – Learn more about how your HSA works and what tax forms you need to complete at the end of the year
ACS-BNY Mellon Customer Service: Call 1-877-472-4200 or access your account information online by visiting www.mybenefitwallet.com.
The address for mailing check contributions is:
PO Box 535161
Pittsburgh, PA 15253-5161